Fullerton, PA Workers’ Compensation Lawyer
Our attorneys help injured workers and their families get benefits for their work injuries. Rather than taking your case to court and trying to sue your employer for your injury – which is usually not allowed – our attorneys use the Workers’ Compensation system to get injured workers the ongoing medical benefits and wage-loss benefits they need.
If your employer has denied your claim, we can also help you appeal in court and negotiate a settlement. We can also advise you as to what benefits you should be receiving, when your benefits should qualify as “partial” benefits, and what care providers you can treat with.
For help with your case, reach out to Cardamone Law right away at (267) 651-7945 for your free case analysis with our Certified Pennsylvania Workers’ Compensation Specialists.
What to Do After a Work Injury in Fullerton, PA
If you were injured at work, your first step should always be to get medical treatment. Some injuries can get much, much worse over time if they go untreated. In many cases, employers try to play down injuries or send people home, but it is important to document your injury by having it examined at a hospital. All costs should be covered later, so do not hesitate.
Then, it is important to file a claim for Workers’ Compensation. This is the typical system used to cover injuries at work in Pennsylvania, and claims are filed through your employer. Your employer then files with their insurance carrier to get you the coverage you need for medical care and lost earnings. However, employers generally do not like having to face any liability or draw on their insurance, making this a bit complicated and a bit one-sided.
However, our attorneys can turn the tide. After an injury, it is vital to reach out to our Workers’ Compensation lawyers to get help filing your claim, navigating appeals, and calculating your benefits. Our attorneys are specialists in this area of law and have certifications allowing us to hold ourselves out as such. This allows us to put forward a strong claim for damages on your behalf, negotiate with insurance carriers, and even take the case to court to get you the benefits you deserve.
Workers’ Comp Benefits Paid in Fullerton, PA
Most workers will see two types of benefits paid for their injuries: medical benefits and wage-loss benefits. However, some families will need what are called “specific loss” benefits and even death benefits.
Medical Benefits
Medical benefits cover any and all medical care related to the injury, including treatment with specialists of your choice in many cases. Although your employer’s insurance carrier is allowed to choose a list of care providers you are permitted to choose from, you are always allowed a second opinion if you need surgery, you can treat with doctors not on this list if you need a specialist they did not list, and you can usually seek treatment from any care provider of your choice after the first 90 days.
Lost Wage Benefits
Wage-loss benefits cover 2/3 of your lost wages while you cannot work. If you can work a bit, you might be reduced to partial disability benefits that cover a reduced amount. There are caps on these weekly benefits set at the statewide weekly average for wages across the Commonwealth. At the same time, the pay rate is also increased from 2/3 to a max of 90% for low-earning workers.
Specific Loss Benefits
If you faced an amputation or permanent loss of function in a body part, instead of paying ongoing wages while you cannot work, Workers’ Comp pays you pre-set benefits at 2/3 your average wage for a scheduled period. The law sets a number of weeks of benefits assigned to different injuries like a lost finger, leg, or eye.
Death Benefits
If your loved one was killed while working, the rest of your family could be entitled to benefits. While no amount of money can cover your loss, these benefits can help with things like ongoing lost wages and the cost of burial and funeral expenses.
Common Injuries Our Workers’ Comp Lawyers Help with in Fullerton, PA
Work injuries can happen in many different ways, and what specific injuries you could face at work will differ greatly depending on the industry you work in. Keep in mind that Workers’ Comp covers employees in all kinds of work, even though some injuries might seem more catastrophic or life-altering. Even so, any of the following injuries could entitle you to benefits from Workers’ Comp if you require medical treatment and time away from work for these injuries:
Head Injuries, Concussions, and TBIs
Head injuries – especially traumatic brain injuries (TBIs) and concussions – could result in serious time away from work while you recover. In many cases, TBIs are serious, long-term disabilities that could require home nursing care, physical therapy, occupational therapy, and more. Even mild concussions could require you to take time off work before any rigorous activity can resume.
Repetitive Stress/Repetitive Strain Injuries
Something as simple as lifting boxes, moving items onto an assembly line, and even typing could result in injuries when the task is a part of your job day in and day out. As such, these injuries should be covered in many cases, including the cost of things like braces and splints, physical therapy, and other care.
Back Injuries
Lifting, carrying, and falling are some of the biggest causes of back injuries at work. Even if you have a preexisting back condition or back pain, an acute injury at work should be covered by Workers’ Comp and should pay you for the time off you need to recover as well as any medical care, such as surgery to repair a slipped disc or damage to your spinal cord.
Broken Bones
Breaking an arm or leg could result in 4-6 weeks away from work while you heal. If, during that time, you cannot perform other job tasks, you could be entitled to replacement wages. You could also be entitled to any care related to the broken bone at work, whether it keeps you from working or not.
Call Our Workers’ Compensation Attorneys in Fullerton, PA Today
Contact the Workers’ Comp lawyers at Cardamone Law at (267) 651-7945 for a free review of your work injury case and help planning your next steps toward recovery.