Conshohocken Workers’ Compensation Lawyer
Conshohocken and the surrounding neighborhoods have huge concentrations of workers who either live or work in the area. If you were hurt while doing your job, you may be entitled to Workers’ Compensation coverage, and our firm is devoted to getting injured workers like you the benefits needed to move on.
Our attorneys only practice Workers’ Compensation law, achieving additional certifications so that we can hold ourselves out as specialists in this field. We take Workers’ Comp cases for all sorts of injured workers in all kinds of industries, fighting to get them the benefits they need, even when their employers and insurance carriers put up a fight.
For help with your claim, call Cardamone Law’s Certified Pennsylvania Workers’ Compensation Specialists today at (267) 651-7945.
Kinds of Cases Our Workers’ Compensation Lawyers Take in Conshohocken
Our attorneys seek to help Conshohocken workers file Workers’ Compensation claims for all kinds of work-related injuries. First, it is important to note that these claims are essentially insurance claims – not lawsuits – but that they often need to be taken before a Workers’ Comp Judge to approve settlement agreements, hear claim petitions, and fight off denials and petitions to terminate your benefits. Our Workers’ Compensation lawyers fight insurance carriers and employers in the following kinds of cases to help you get the benefits you deserve.
Denied Benefits
If your benefits were denied for whatever reason, our lawyers can file a petition with a Workers’ Comp Judge to seek to have your benefits granted. These cases often involve insurance carriers and employers who have no reasonable claim for denying your benefits, or they simply ignore the claim and hope you will not step up and file in court.
When cases are denied for legitimate reasons, the insurance carrier often denies that the claim was work-related, denies that your injuries are severe enough to keep you from working, challenges your status as totally vs. partially disabled, or otherwise accuses you of having an injury that should not be covered. Our attorneys can assist you in seeking the medical evidence and examinations necessary to prove your claim before a judge.
Terminations and Suspensions
Down the road, many workers need help with claims because their employer or the insurance carrier has tried to have their benefits suspended or terminated. Once you start receiving ongoing benefits for a total disability, those benefits should typically remain in place until the employer sees you actually go back to work – at which case they can be reduced to partial benefits – or your condition stops being disabling. After 2 years of paying your benefits, insurance carriers often gain the ability to challenge your status and require you to seek medical reviews. This process centers around petitions filed with a Workers’ Comp Judge, and they often come up in an employer’s attempt to cut off, pause, or reduce your benefits.
Reopening Cases
If you were on full-time disability benefits but your condition improved and you went back to work, that might not be the end of your healing journey. Many injuries can get worse again, or workers can suffer flare-ups that cause them to go back on total disability benefits. Our lawyers can help you reopen your case and fight for additional medical care coverage and lost wage benefits.
Settlements
Many cases end in settlements, where both parties agree to a total payout to cover medical care, lost earnings, and other potential benefits all in one lump sum. These “global settlements” or “compromise and release agreements” stop the benefits from being paid as ongoing benefits and instead pay everything all at once to the injured worker.
It is absolutely vital that you work with a lawyer when accepting a settlement for three major reasons. First, it is important that you know what you are agreeing to, and our lawyers can help explain everything to you, including the fact that you cannot reopen the case or get additional benefits after signing a settlement. Second, it is important to be sure that your settlement is big enough to cover all medical care and lost earnings, given that you cannot get more money added to it later if your settlement is too low. Third, many of these cases do ultimately need to go before a judge to sign off on the case, and our lawyers can represent you in those hearings.
Benefits Paid Under Workers’ Compensation in Conshohocken, PA
Conshohocken workers injured on the job are usually entitled to two major areas of benefits as long as the accident was “work-related”: medical benefits and wage-loss benefits. In addition, workers who face permanent injuries can claim additional “specific loss” benefits, and the families of deceased workers can receive ongoing death benefits for the loss of a loved one in a work-related accident.
Medical care costs should be paid for as long as the injury was work-related – meaning that it happened as part of your work-related tasks. This coverage should kick in even if the injury ultimately is not totally disabling.
If the injury is disabling and prevents you from working, you should receive 2/3 of your average weekly wage as wage-loss benefits for as long as the injury is totally disabling. If your injury allows you to keep working with lower pay, you get 2/3 of the difference in pre- and post-injury wages.
If your injury involves amputation, permanent loss of function, substantial facial scarring, or lost vision/hearing, you can also get additional “specific loss” benefits, as laid out in the Workers’ Comp Act’s § 306(c).
If a work-related accident was fatal, then the family can receive reasonable burial benefits along with ongoing wage-loss benefits. These benefits are not always the same 2/3 rate paid to a living worker, changing rates based on how many surviving dependents (a spouse and children) there are.
Call Our Workers’ Comp Lawyers in Conshohocken Today
For a free review of your potential case, call our Workers’ Comp attorneys at Cardamone Law by dialing (267) 651-7945.